How can Dot Dot’s loans work?
Our quick loans can be properly used for similar reasons as pay day loans but have a lowered degree of danger.
They may be all unsecured, therefore you don’t have to provide your house or other valuables to straight back them up, as you may along with other loan kinds. You may not need certainly to look for a guarantor either. Merely choose simply how much you intend to borrow to check out the length of time you’ll need certainly to repay it making use of our loan calculator.
You will see an estimate of all of the your expenses before you use. If every thing appears good, we will always check such things as your credit history, earnings and outgoings to be sure you really can afford the repayments.
From right right here, we are going to concur all your valuable loan costs upfront, then gather repayments immediately to help you save hassle. It is possible to always always check everything online through our customer that is handy portal.
It is completely normal to own concerns in terms of cash. Visit our FAQs or contact our friendly group. They will be pleased to assist.
Do we qualify?
If you’d like money in a crisis, do not assume your only choice is a payday loan that is high-cost. You can expect a various types of loan that’s easier to handle. It is possible to submit an application for certainly one of our short-term alternatives if:
We are going to review the application and provide you with a choice according to your own personal situation. We do not expect everybody to possess a credit score that is perfect. We merely you will need to provide loans that our clients are able.
Just how much could I borrow?
You can easily submit an application for a loan that is short-term of ВЈ200 and ВЈ1,000 with Dot Dot. This can be a comparable range to most pay day loans.
You can apply for a long-term loan of between ВЈ1,500 and ВЈ4,000 if you need a higher amount. Long-lasting loans are usually useful for tasks such as for instance house improvements or weddings. You are able to spend these relative straight straight back over 18 to 48 months.
Just how can the repayments work?
You will distribute the expense of your Dot Dot loan that is short-term three, six and nine installment loans IA months based on simply how much you borrow. Thus giving you more space to inhale than typical 30-day pay day loans.
We will gather repayments straight from your own nominated banking account each thirty days on an agreed date via Direct Debit. If you want to talk about payment that is alternative, be sure to speak to us.
The possibility of falling behind on your own repayments is gloomier than with pay day loans. Things can nevertheless alter, but us know as early as possible if you don’t think you’ll be able to pay an instalment as planned it’s best to let.
We are going to never ever charge a fee a belated payment fee, but lacking re re payments can harm your credit rating. All of us will allow you to find a method forward and place together a plan that is new.
Any kind of fees that are extra concern yourself with?
When you have cash concerns the final thing you want is concealed costs and charges making your circumstances worse. Some British payday loan companies make use of these to bump within the amount that is total repay – nonetheless they’re maybe not us.
We will never ever charge a fee any additional charges with this loan that is payday alternative and you will understand all your valuable loan expenses right away.
What is the attention price?
Our rate of interest is fixed upfront. Having a hard and fast rate of interest means the attention you spend will not alter, whereas adjustable interest levels fall and rise from thirty days to month.
Our fixed-rate loans are better to cover while the amount you repay is always equivalent.
Make an application for our loan alternative that is payday today
Are you experiencing extra expenses to protect before your following payday? Our easy and quick loans might get you away from a spot that is tight placing you under additional stress.
Observe how much yours may cost with your loan calculator. If every thing appears good, choose ‘apply now’ to fill your application out. We will return to you at the earliest opportunity to go after that. Simple.